Mr Jai Cedenio

Expertise

Jai specialises in:

• Financial Services Regulation
• Insurance & Reinsurance
• Investment Funds
• Commercial Risk & Governance
• Regulatory Compliance
• Strategic Advisory for Regulated Businesses

Typical matters handled include:

• Strategic advisory work relating to financial services regulation and governance frameworks.
• Advising on regulatory and compliance matters affecting banking, insurance and investment fund businesses.
• Work involving insurance and reinsurance markets, including captive insurers and insurance-linked securities structures.
• Risk management and compliance frameworks within regulated financial institutions.
• Advisory work relating to complex financial services environments and regulatory frameworks.
• Strategic support on legal service innovation and business development initiatives.

Education & Qualifications

Postgraduate Diploma in Legal Practice (LPC) 2001
College of Law, London

LLB (Hons) Law – 1999
Middlesex University, London

Relevant Accreditations

• Chartered Property & Casualty Underwriter – CPCU 500
• Advanced Financial Analysis of Funds – Fitch Learning
• Advanced Financial Analysis of Insurance Companies – Fitch Learning

Previously admitted to the Bermuda Bar (currently non-practising).

Career History

Senior Consultant – Commercial & Risk
Harcourt Stirling Solicitors (2020 – Present)

Working alongside the legal team on strategic and regulatory initiatives supporting the development of the firm’s services, including matters involving financial services regulation, risk management and complex commercial environments.

Business Consultant
Independent Advisory (2015 – Present)

Advising businesses and start-ups on strategic, legal and regulatory matters. Projects have included advisory work on commercial ventures and regulated industries, including a Scotch whisky distillery development in the Scottish Highlands.

Senior Relationship Manager – Captives & Insurance Team
Financial Services Sector (2012 – 2015)

Responsible for the management of a complex portfolio of captive insurers, insurance companies, insurance management companies and investment funds, including special purpose insurers, catastrophe bond issuers and insurance-linked securities structures.

Senior Compliance Manager – Global & Commercial Banking, Global Markets & Securities Services
HSBC (2010 – 2012)

Responsible for regulatory and reputational risk oversight across global banking, commercial banking and securities services operations with assets under administration exceeding $100 billion.

Chief Operations Officer – Treasury & Global Markets
HSBC Bermuda (2008 – 2010)

Responsible for operational oversight and management of legal, compliance, audit and operational risks within treasury and global markets business operations.

Head of Fund Risk
Butterfield Fund Services / Fulcrum Fund Services (2007 – 2008)

Responsible for legal and compliance matters for a fund administration business with over $30 billion in assets under administration.

Fund Risk Manager
Butterfield Fund Services (2006 – 2007)

Provided legal and regulatory advisory support across trustee services, corporate administration and investment fund operations.

Attorney
Attride-Stirling & Woloniecki, Barristers & Attorneys, Bermuda (2001 – 2006)

Advised corporate and financial services clients on international commercial matters including insurance, reinsurance and insolvency.

Notable Achievements

• Legal research acknowledged in the foreword to O’Neil and Woloniecki on the Law of Reinsurance, a leading practitioner text on reinsurance law.
• Senior compliance and regulatory risk responsibilities covering banking operations with more than $100 billion in assets under administration.
• Extensive experience across international financial services sectors including insurance, reinsurance, banking and investment funds.
• Experience working with global financial institutions and multinational businesses operating in complex regulatory environments.
• Advisory experience supporting start-up ventures and commercial projects in regulated industries.
• Awards, Publications, and Media

Publications & Industry Participation

Publications / Research

Legal research acknowledged in the foreword to O’Neil and Woloniecki on the Law of Reinsurance, a leading practitioner text on reinsurance law.

Industry Participation

Participation in financial services industry forums and regulatory engagement during previous banking and fund administration roles.

Personal

Jai brings a cross-disciplinary perspective to complex legal and regulatory issues, drawing on experience from both legal practice and senior roles within the international financial services industry.

His background across banking, insurance and investment funds provides practical insight into how legal and regulatory frameworks operate within large financial institutions.

Outside of his professional work, Jai enjoys staying active and regularly plays basketball and trains at the gym.